BBandT Rewards Program

Here's how it works:

* Businesses earn 1 point for every dollar spent (includes a 1,000-point
sign-up bonus)
* For 10,000 points, they earn $100 in merchandise (with additional
categories of merchandise up through 120,000 points)
* 12,000 points - $100 gift certificate for shopping, dining and
entertainment or $100 toward hotel stays, car rentals, cruises and
vacation packages
* 15,000 points - $125 gift certificate toward cost of an airline ticket
* 35,000 points - roundtrip airfare in continental United States
* 45,000 points - add Alaska, Mexico and Canada
* 70,000 points - add Hawaii, Europe and South America
* 100,000 points - add Asia and Australia

"This is a product designed to provide even more value to our business
clients," said Bud Tremblay, manager of BB&T's Bankcard & Merchant Services
division. "Hard-working small business owners and their employees certainly
deserve any rewards we can offer."
Businesses can track points online or by calling a toll-free number.
Points are awarded to the company rather than the individual cardholder and
expire after three years.
The BB&T Business TravelPoints annual membership fee is $59. To sign up,
visit any BB&T branch. Or for more information, call the Commercial Card
Client Service Center at 1-800-397-1253.
The BB&T Visa Business Credit Card is accepted at more than 28 million
vendors worldwide and more than 627,000 Visa ATMs in 144 countries. It also
offers free reporting options, security protection, expanded warranty periods
and 24-hour travel assistance among several other benefits.
BB&T Credit Card Connection offers cardholders online access to their
accounts with detailed transaction information.
For the past five years in a row, BB&T has been named one of the top two
"small business-friendly" financial institutions in the nation by the U.S.
Small Business Administration.
Winston-Salem, N.C.-based BB&T Corporation operates more than 1,100
banking offices in the Carolinas, Georgia, Virginia, Maryland, West Virginia,
Kentucky, Tennessee, Florida, Alabama, Indiana and Washington, D.C.
With $79.6 billion in assets as of March 31, BB&T Corp. is the nation's
14th largest financial holding company. BB&T was recently named to the Forbes
Platinum 400 list of America's "Best Big Companies" for the fourth year in a
row.
BB&T and its subsidiaries offer full-service commercial and retail banking
and additional financial services such as insurance, investments, retail
brokerage, corporate finance, international banking, leasing and trust. More
information is available at http://www.BBandT.com.


SOURCE BB&T Corporation